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3 Easy Ways to Get a Home Cooked Meal on the Table: Save Time and Money

Do you cook at home?  If so, how many times a week? Chances are, your answer will vary depending on whether or not you work outside the home, your age, and your income. Sure, cooking at home can save...

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Would You Consider Moving to Improve Your Standard of Living?

Last July, our family moved from the near suburbs of Chicago to the suburbs of Tucson, Arizona.  We knew that there would be some significant changes to get used to, like the change in weather, but...

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2 Best Places to Start Fixing Your Finances

When I first started trying to get my finances under control, I had no idea where to start. I tried to follow a patchwork of ideas like pay yourself first and only spend X percent of your income on...

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Is Not Keeping Up with the Joneses Boring?

We’ve been on a journey to pay off our debt for 3.5 years now.  At first, we were gazelle intense, but then I burned out from working too hard, so we slowed down on the debt repayment. Last year, we...

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Earn Rewards with Swagbucks

It’s been a while since I last wrote about Swagbucks.  A little over a year to be exact.  And almost 3 years before that.  I’ve been using Swagbucks for a long time, I guess.  What is Swagbucks?...

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Stretching Your Produce Budget Further

Anyone who has made a simple budget has struggled with making their food budget fit with the rest of the budget.  If you attempt to eat healthy, one of the biggest components to a food budget is the...

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Frugal Multi-Cultural 4th of July Party Suggestions

The 4th of July is just around the corner, and with it, the official launch of summer.  A favorite American pastime, a barbeque 4th of July party offers you the chance to enjoy the weather and the...

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How to Manage the High Cost of Back-to-School Expenses

Do you remember the back-to-school excitement?  Your parents likely took you out shopping for new clothes and new folders, pens, pencils and other supplies.  While you couldn’t wait to get out of...

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4 Ways to Reduce Your Cell Bill

The average cell phone bill is $139 a month, and according to a study completed by Validas in 2011, 80% of cell phone users are overpaying by $200 a year. My cell phone bill is $90 a month for four...

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Even More Ways to Save on Groceries

Besides your mortgage, your grocery bill may be your next largest expense.  Of course, you usually can’t alter your mortgage payment, but with some planning and strategizing, you can alter the amount...

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Celebrate a Frugal Valentine’s Day with Kids

Valentine’s Day is typically an adult holiday, but kids like to get in on the action by exchanging Valentine’s Day cards and candy with friends.  As their parent, you can also make Valentine’s Day a...

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5 Strategies to Buy a Used Car without Being Scammed

Besides your home, one of the biggest expenses you will face is purchasing a car.  Unlike a home, cars do not appreciate.  They are a depreciating asset that lasts for a finite period.  Choosing the...

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Frugal Tools and Strategies to Help Busy Families Get Organized

If you’re like most families, you’re busy.  You spend too much time in your car running from activity to activity, and you spend too much money buying food out on the nights you don’t have time to...

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To Grow Wealthy, Stay Where You Are

When I was little, I devoured the Little House on the Prairie series.  I felt bad then for Ma and Pa.  I felt bad for the way they struggled financially, facing setback after setback.  I felt bad that...

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Would You Pay $25 a Pound for Vegetables?

My husband and I have been trying to garden for a year now.  I say trying because we recently relocated to Tucson, Arizona, and gardening here has a STEEP learning curve.  However, it’s something we...

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1 Simple Trick to Find More Money in Your Budget

Do you have a budget that already feels tight?  Have you cut and cut but still have more month than money? Are you struggling to find more money in your budget?I know how that goes.  Over the last few...

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5 Ways to Save Money When Your Schedule Is Very Busy

Most of us have busy schedules, but for some of us, certain times of the year are busier than other times.  Maybe you’re a tax accountant and are swamped from January through April.  Maybe your kids...

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When the More Expensive Option Is the Frugal Choice

I like to be frugal.  I like to get the most from my money, as I’m sure most of you do.  When it comes to handing over huge amounts of cash, I’d much prefer to go with the lowest price, but sometimes,...

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8 Ways to Save on Halloween

Halloween is fun for kids of all ages, including adults who are kids at heart.  However, what isn’t so fun is the hefty price tag that often comes along with the fun-filled day.  In fact, a “new poll...

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7 Ways to Save on Your Thanksgiving Celebration

Thanksgiving is a wonderful time to celebrate, spend time with family and friends, and eat delicious food.  After all, on this holiday, food is front and center.  Yet, preparing for a Thanksgiving...

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