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How I Plan to Have a Low-Cost Christmas

Every year, more Christmas expenses seem to crop up than I have budgeted for.  Typically, our budget can handle the extra strain, but this year is different.  This year, our central air conditioner...

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3 Strategies to Keep Track of Your Purchases To Save Money

I’m a big fan of buying in advance for items that I know that I’ll need.  For years when my kids were little, I’d go out shopping a day or two after Halloween to buy my kids discounted Halloween...

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When Your Frugal Life Can Cost You More Money

One of the tenets of a frugal life is learning impulse control. Are you running errands and want to drink a soda?  Just wait until you get home.  Instead of paying $1.00 for a can, you can have one...

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4 Simple Ways to Save: Medical Bills

Every year, the price of medical care seems to go up.  We pay a hefty premium to be insured through my husband’s work, and then we have a $350 deductible and a $15 co-pay for any doctor’s visit,...

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Frugal Sack Lunch Ideas for Kids

When we send our kids to school, we want them to receive the best education.  Having a healthy lunch to eat is a big part of that. But, if you choose to buy convenience packages of snacks and desserts...

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Simple Ways to Save Even When Money Is Tight

For the 15 years my husband and I have been married, we’ve always shared just one car.  Actually, most of the time I’ve been the one with the car—first because I had to drive to work while he could...

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8 Free and Cheap Things to Do with Kids This Summer

Summertime is here, and if your kids aren’t already out of school, they will be soon.  Summer is the perfect time to make memories with your kids, but if your plans include the local theme park,...

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Is There a Best Way to Meal Plan?

The price of groceries just seems to keep going up, and up, and up.  How much I’ve spent on groceries has nearly doubled in the last five years.  True, my kids are older and hungrier, but in general,...

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5 Bad Habits to Break at the Grocery Store

For individuals, families, and lovers of food alike, the grocery store is a wondrous place full of delicious treats and everyday essentials. As we become accustomed to our shopping routine, many people...

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How to Coupon for Healthy Foods

Years ago, during the coupon craze, I bought my share of convenience foods that I could get for just pennies.  Thanks to couponing and buying the deals, I was able to save a great deal of money on...

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Living on a Tight Budget: Should Groceries Be the First Place You Cut?

If you’re like me, the last few years, you may have felt that you’re simply treading water when it comes to income and expenses.  It seems every time our income goes up, our expenses go up, and I’m not...

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The Importance of Fixing Things Sooner Rather than Later

A few years ago, my brakes started making noise whenever I pushed the brake pedal.  I procrastinated quite a while before I took the car into the shop because I didn’t have the money for the repair....

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Save Money on the Grocery Budget by Reducing Food Waste

Behind a mortgage, groceries are often the second most expensive line item in the budget.  If you’re looking to save more money this year, a good place to look is to reduce the grocery budget.  But...

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Get Your Phone Service for Less with These Two Programs

Phones.  They’re a necessity for keeping in contact with others, having access to emergency services, and getting directions when you’re lost.  Yet, if you aren’t careful, the convenience of a phone...

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Can You Earn a Stable Income by Only Freelancing?

Many ambitious professionals are turning to freelancing in order to advance their career and make extra cash. In fact, studies suggest that freelancers will soon comprise a majority of the US...

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5 Easy Life Hacks That Can Save You Thousands This Year

Once in college, I sat down and calculated how much money I spent on food-not on groceries but those coffee shop pit stops and late night meals. It was in the thousands which are crazy, but not...

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How to Practice Self-Care When Paying Down Debt

Dave Ramsey says that paying off debt is more of a sprint (especially when you’re gazelle intense), but if you have a lot of debt, the payoff journey may feel more like a marathon. If you keep your...

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8 Fun, Frugal Family Activities to Enjoy This Fall

Ah, fall. The weather becomes more comfortable, the kids are back in school, and there are plenty of activities to enjoy before the cold weather blows in. Make the most of your family time with some...

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5 Ways to Save on an Amazon Prime Membership

An Amazon Prime membership offers a number of perks such as free Amazon shipping, free movies and music, a discount at Whole Foods, and many more.  However, some people balk  at the $119 annual...

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The Dangers of Buying Used

Right before going to grad school, I went to my first garage sale. I bought a blender for $3, which I still have today, 20 years later. That was my first garage sale, and I became a fan of buying used...

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